Eliminating Uncertainty: The Benefits of Energy Hedging
Energy hedging programs not only lock in lower fuel costs but, more importantly, provide the budgetary stability that can be vital to achieving business success.

Is Now the Time for the Optional Federal Charter?
After years of debate, recent financial turmoil may finally make federal oversight of insurance regulation a reality. But is it the right direction for the industry?

After it Hits the Fan
Bad things often happen to good companies, but one of the keys to surviving a crisis is to avoid the five biggest communication mistakes many companies make.

The Price of Nothing
Nontraditional, intangible assets have not only derailed the global economy but forever changed the way banks must manage risk.

Water, Water Everywhere . . . But Not Enough for Business
In developed countries, the availability of water is usually taken for granted. But water scarcity is now becoming a growing concern for nearly every industry throughout the world.

Taming Mother Nature
Throughout history, most companies simply accepted the losses inflicted by the inherent variability of nature. But since the 1990s, weather risk management has offered a way to fight back. And the market is advancing by the day.

First Word
Outlandish measures were taken to cobat terrorism on Pennsylvania's waterways. Ridiculous? You decide.

Bridging D&O Gaps
Broad-form D&O coverage can provide an important layer of protection for executives.

Fine Print
Anderson Kill & Olick discusses steps to take for insurance problems in the M&A process.

World View
As the economy worsens, corporate governance has become a national priority in Germany.

Seven Signs the Market is Hardening
There is much debate about the market's direction. Further examination, however, all points one way.

The Threat from Within
Technological threats come from everywhere. But today, your own employees pose the greatest risk.

Disciplined Innovation
Swiss Re CRO Raj Singh shares his thoughts on how reinsurance/insurance is balancing the challenges and opportunities that the economic crisis presents for both discipline and innovation-and for the role of chief risk officer.

International Profile: Argentina
Examining the country's 2009 outlook.

Investigative Reports
Addressing the largest global risks; California's cash cow; internal audit's struggles; siloed ERM.

RM 101
A variety of risk financing transfer tools can help create value for your company.

Scoring a SAFETY
More and more organizations are taking advantage of the SAFETY Act to mitigate their terrorism risk.

The Ten Merger Commandments
Today, companies are merging across the globe. This guide helps bridge the inevitable culture gap.

The Future of Wireless Compliance
The increasing use of the latest wireless technology has led to complex compliance challenges.

Book Reviews
The staff of Risk Management reviews recently released books.

Datebook
A survey of upcoming, risk-related events.